Terms of Service

1. Agreement to Terms

By accessing or using the BroadFX Trading Academy website broadfx.io ("Website"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you must not access or use our services.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and BroadFX Trading Academy ("Company," "we," "us," or "our").

2. Educational Services Only

BroadFX Trading Academy is an educational platform. We provide training, educational content, market analysis, and trading strategies. We do NOT:

• Provide investment advice or recommendations tailored to your individual circumstances
• Guarantee trading profits or specific financial outcomes
• Operate as a licensed financial advisor, broker, or investment firm
• Manage client funds or execute trades on your behalf
• Offer regulated financial services

All content is for general educational purposes only and should not be considered personalized financial advice. You are solely responsible for your trading decisions.

3. No Financial Advice Disclaimer

None of the information provided by BroadFX Trading Academy constitutes financial, investment, legal, or tax advice. Our educational content, market analysis, trade ideas, and strategies are:

• For educational and informational purposes only
• Based on historical data and technical analysis that may not reflect future conditions
• Not tailored to your personal financial situation, risk tolerance, or investment goals
• Subject to market volatility and unforeseen events

You should seek independent professional advice before making any trading or investment decisions. Consider consulting a licensed financial advisor who understands your individual circumstances.

4. Risk of Loss

Trading involves substantial risk of loss and is not appropriate for everyone. You acknowledge and accept that:

• Leverage Risk: Trading on margin magnifies both profits and losses
• Market Volatility: Prices can move rapidly against your position
• Loss of Capital: You may lose your entire investment and more
• No Guarantees: Past performance does not guarantee future results
• Slippage & Gaps: Market conditions may prevent order execution at desired prices
• Technical Failures: Internet, platform, or system failures can affect your ability to trade

You agree that BroadFX Trading Academy is not liable for any losses incurred from your trading activities, regardless of the cause.

5. User Responsibilities

By using our services, you agree to:

• Be at least 18 years old and have the legal capacity to enter into contracts
• Provide accurate, current, and complete information during registration
• Maintain the security of your account credentials
• Comply with all applicable laws and regulations in your jurisdiction
• Use our services only for lawful purposes and in accordance with these Terms
• Not share, distribute, or resell our proprietary educational content without permission
• Conduct your own due diligence before making any trading decisions
• Verify that you are legally permitted to trade in your country and with your chosen broker

6. Account Registration and Access

To access certain features of our services, you may need to create an account. You agree to:

• Provide truthful and accurate registration information
• Keep your password confidential and secure
• Notify us immediately of any unauthorized access to your account
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate your account if we suspect fraudulent, unauthorized, or illegal activity, or if you violate these Terms.

7. Payment Terms and Refund Policy

Payment

Fees for courses, mentorship programs, and other services are specified at the time of purchase. All payments must be made through our authorized payment processors. By making a purchase, you authorize us to charge your payment method.

Refund Policy

Due to the digital nature of our educational content and the immediate access provided, we offer a 14-day money-back guarantee under the following conditions:

• Refund requests must be made within 14 days of purchase
• You must provide a valid reason for your refund request
• You have accessed less than 25% of the course content
• Refunds are not available for 1-to-1 mentorship sessions after they have been scheduled

To request a refund, contact us at support@broadfx.com with your order details and reason for refund.

No refunds will be granted for:

• Trading losses incurred after applying learned strategies
• Change of mind after 14 days
• Failure to complete the course or apply the teachings

8. Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, logos, videos, courses, software, and trade ideas, is the property of BroadFX Trading Academy and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, reproduce, distribute, or publicly display our content without written permission
• Modify, reverse engineer, or create derivative works
• Share your account credentials or course access with others
• Record, screenshot, or redistribute course materials
• Use our trademarks or branding without authorization

Violation of intellectual property rights may result in account termination and legal action.

9. Third-Party Services and Broker Partners

Our Website may contain links to third-party brokers, trading platforms, and other external services. We may receive affiliate commissions when you sign up through our links.

Important: We do not control, endorse, or assume responsibility for third-party services. You acknowledge that:

• Your use of broker services is governed by their own terms and conditions, not ours
• We are not responsible for broker insolvency, fraud, or service failures
• You should research and verify broker regulations before depositing funds
• Broker signup bonuses, spreads, and conditions may vary and are subject to change
• We do not guarantee the quality, security, or legality of third-party services

Always verify that a broker is regulated by a reputable authority (e.g., FCA, ASIC, CySEC) before opening an account.

10. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability, fitness for a particular purpose, or non-infringement
• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free operation
• Security of your data or account

We do not warrant that our services will meet your requirements or that defects will be corrected.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BROADFX TRADING ACADEMY, ITS DIRECTORS, EMPLOYEES, AFFILIATES, AND PARTNERS SHALL NOT BE LIABLE FOR:

• Trading Losses: Any losses incurred from your trading activities
• Indirect Damages: Loss of profits, data, goodwill, or business opportunities
• Third-Party Services: Broker failures, platform outages, or fraud
• Technical Issues: Website downtime, data breaches, or system errors
• User Actions: Decisions made based on our educational content

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID FOR OUR SERVICES IN THE PAST 12 MONTHS.

12. Indemnification

You agree to indemnify, defend, and hold harmless BroadFX Trading Academy and its affiliates from any claims, damages, liabilities, costs, or expenses (including legal fees) arising from:

• Your use of our services
• Your violation of these Terms
• Your trading activities and losses
• Your violation of any laws or third-party rights
• Unauthorized use of your account

13. Termination

We reserve the right to terminate or suspend your access to our services, without notice, for:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Non-payment of fees
• Sharing account credentials or course content
• Any other reason at our sole discretion

Upon termination, your right to access our services will immediately cease. Termination does not entitle you to a refund.

You may terminate your account at any time by contacting us at support@broadfx.com.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our services shall be resolved through:

• Informal Negotiation: Contact us first to attempt resolution
• Mediation: If informal resolution fails, parties agree to mediation
• Arbitration: Binding arbitration in accordance with the rules of the London Court of International Arbitration (LCIA)

You agree to waive your right to participate in class action lawsuits or class-wide arbitration.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

• Posting the updated Terms on our Website with a new "Last Updated" date
• Sending email notifications to registered users
• Displaying a prominent notice on the Website

Your continued use of our services after changes become effective constitutes acceptance of the revised Terms. If you do not agree to the changes, you must discontinue use of our services.

16. Regulatory Compliance and Jurisdiction

BroadFX Trading Academy is not a regulated financial services provider and does not require licensing to offer educational services. However, you must:

• Verify that trading is legal in your country
• Ensure you meet the minimum age and legal requirements
• Comply with tax reporting obligations in your jurisdiction
• Understand restrictions that may apply to your location

US Residents: Trading Forex and CFDs is restricted in the United States. US citizens should consult local regulations before using broker services.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BroadFX Trading Academy regarding the use of our services and supersede all prior agreements and understandings.

19. Contact Information

For questions, concerns, or support regarding these Terms of Service, please contact us: